Products

Bankers Series - Multi-Year Guarantee (MYG) Deferred Annuities
Interest rates on our Bankers series MYG products are consistently among the industry's most competitive. We offer attractive 3, 5 and 7 year guaranteed rate products. After the rate guarantee period, there are no applicable surrender charges, MVAs or automatic policy renewals.

Bankers Elite Series - Rate-enhanced MYG Deferred Annuities
Our Bankers Elite series offer attractive rates that are guaranteed for 3, 5, 7, or 9 years. The rates on these products are enhanced by eliminating some costly features that are not important to those clients who are seeking to maximize their interest accumulations.

Liberty Series - Traditional Annuities
Our Liberty series products offer a 1st year guaranteed rate and a non-guaranteed base rate which can adjust. An interest bonus is also included in the 1st year rate. In addition to traditional compensation, these products also provide qualifying agents an annual trail commission on qualifying accumulated account balances.

SPIA Series - Single Premium Immediate Annuities
In return for a single premium, our Income Annuity guarantees to pay periodic income for a fixed number of years, for life or for as long as two persons both live. We assume all the investment risks and guarantee the payments.

Summit Prime Series - Fixed Indexed Annuities
Our Summit Prime products offer 5, 7 and 10 year terms with a premium bonus option on the 10-year product. Clients can protect principal while potentially earning higher interest rates than those of other financial products. Crediting methods include annual point-to-point with cap, annual point-to-point with participation rate and monthly average with cap. Crediting methods may be reallocated at the end of each one-year term. Popular interest rate strategies may appeal to a wide range of clients.