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Legal Notices – S&P 500© Index

This annuity doesn’t participate directly in any stock, debt or other investments. If you buy this annuity, you aren’t investing directly in the S&P 500© Index or the stocks included in the S&P 500© Index. Dividends paid on the stocks included in the S&P 500© Index won’t directly increase your account value.

For use with contract forms ICC20-MSP-FIA, ICC20-LFP-FIA, 20-MSP-FIA-FL and 20-LFP-FIA-FL or endorsement form ICC20-S&P-FIA. Form numbers may vary by product and state. Products and features not available in all states. This summary is part of a disclosure document provided in connection with your purchase of a Capitol Life Insurance Company annuity.

The S&P 500© Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Capitol Life Insurance Company (“Capitol Life”). Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Capitol Life. Capitol Life’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500© Index.

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