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Multi-Year Rate Guarantee (MYG) Deferred Annuities- Bankers Series


Bankers 3 Bankers 5 Bankers 5 Premier Bankers 5 Premier Plus Bankers 7 Bankers 7 Premier
Maximum Issue Age*
(Annuitant and/or owner)		 90
(85 in OK)		 90
(85 in OK)		 90
(85 in OK)		 90
(85 in OK)		 85 85
Initial Rate Guarantee Period 3 years 5 years 5 years 5 years 7 years 7 years
Surrender Charges
Tables show surrender charge percent based on the contract year and issue age of the annuitant.		 Yr   0-90 1   8%
2   7%
3   6%
4+   none		 Yr   0-90 1   8%
2   7%
3   6%
4   5%
5   4%
6+   none		 Yr   0-90 1   8%
2   7%
3   6%
  4   5.5%
  5   4.5%
  6+   none		 Yr   0-90 1    8.1%
2    7.3%
3    6.4%
4    5.5%
5    4.5%
6+   none		 Yr    0-55    56+ 1    12%    8%
2    11%    7%
3    10%    6%
4    8%    5%
5    6%    4.5%
6    5%    3.5%
7    4%    2.5%
8+    none   none		 Yr    0-55    56+ 1    12.4%    8.1%
2    11.5%    7.1%
3    10.5%    6.1%
4    8.5%    5.1%
5    6.5%    4.5%
6    5.5%    3.5%
7    4.5%    2.5%
8+    none    none

*Note: Maximum issue age for Bankers 3, Bankers 5, Bankers 5 Premier and Bankers 5 Premier Plus is limited to age 85 in Oklahoma.
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