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Product Overview

The annuity products offered by Liberty Bankers Life and The Capitol Life Insurance Company are all fixed rate annuities. The companies do not offer variable annuities.

Our annuity products may be separated into the following five distinct groups of product types:

  • Multi-Year Rate Guarantee (MYG) Deferred Annuities - Bankers Series
  • Rate-enhanced MYG Deferred Annuities - Bankers Elite Series
  • Planned Rate Deferred Annuities - Liberty Series
  • Single Premium Immediate Annuities
  • Fixed Indexed Annuities, offered by Capitol Life and covered in a seperate training.

Following is a brief description of the specific products contained in each group.

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